One
A straight purchase
This is the simple one. We agree on a price. A local closing attorney checks the title and handles the paperwork, and you’re paid at closing. Nothing follows you afterward.
It fits when you want it done and final: settling an estate, making things simpler for your children, or you’d simply rather be finished with it.
Two
Owner financing that pays you more over time
You sell the land, but instead of taking the whole price at closing, you take part of it up front and the rest in payments, with interest, over the years you agree on. The note is secured by the land itself, the same way a bank secures a mortgage, so if the payments ever stopped you would have the right to take the land back.
Why owners choose it: since you’re carrying the note, the price is usually higher than a one-time payment would be, and the interest is income on top of it. If you’ve owned the land a long time, taking the gain over several years instead of all at once can also lower the tax bill. Your CPA can tell you exactly what that means for you.
Three, the one that sets us apart
Stay in the deal
Here is the idea in plain terms. A field that’s used for farming or timber is worth one price. The same field, once the county approves it for homes and the surveys, engineering, road and water plans are done, is worth a great deal more. Getting it from one to the other is called entitlement. It takes money, a few years, and people who have done it many times, so most owners sell at the field price and somebody else earns the difference.
With this option, you don’t have to hand that difference to somebody else. Instead of selling everything today, you put the land into the project. Our partners pay for the approvals and the work. When the land is sold as finished lots, you are paid your share of what it became. You take a smaller check up front, sometimes none, and a larger one at the end.
It isn’t right for every tract or every family. It takes patience, and it’s all written down in an agreement your own attorney reads before you sign anything. But where it fits, it usually pays an owner considerably more than selling outright.
Four
Keep part of it, sell the rest
Plenty of owners want to stay right where they are. If you want to keep your home, your yard, and some of the land around it, we can carve out the acreage you want to keep and buy the rest.
A surveyor draws the new line where you want it, the new lot is recorded with the county, and you keep the part you love. You’re paid for the part you sell, and that part can be any of the three ways above.
Which one is right?
Often it’s a mix: part paid now, part paid later. That is what the conversation is for. Whichever way you lean, you get it in writing, with every term explained in plain words, and all the time you want to read it with your own attorney.